SBI Balance Enquiry By SMS, Missed Call and Net Banking, ET BFSI

No longer do you need to wait in long queues at the bank for a balance enquiry. The State Bank of India (SBI) has seamless digital banking services, offering swift and convenient operations for various transactions. The SBI balance check feature enables you to promptly access the latest information about your account balance without the need to visit a bank branch.

There are multiple ways available to inquire about your SBI bank account balance.

SBI Balance Check Importance

The SBI balance check service offers real-time updates on your bank account transactions. Here are some additional advantages of checking your account balance:

Enables you to verify if you have adequate funds for cheque payments, transfers, etc.
Allows you to monitor for any suspicious debits or incorrect credits, giving you the opportunity to seek clarification and address any issues promptly.
Helps you track your spending habits and become aware of specific fees or charges deducted from your account balance during transactions.
Facilitates awareness of interest credited to your account, allowing you to stay informed about your financial status.

Different Methods of SBI Balance Check in 2024

As an SBI bank account holder seeking instant balance checking methods, you can have a look at the following methods.

SBI Balance Check Through Missed Call Facility
SBI Balance Check Through SMS Services
SBI Balance Check Through Net Banking

How to Register SBI Missed Call Banking

To access SBI Quick Missed Call Banking services, you need to complete a one-time registration process, which is simple and takes just a few minutes. Below are the steps to register for SBI Missed Call Banking (SBI Quick):

Step 1: Send an SMS to 09223488888 from your mobile number linked to your savings account using the format ‘REG Account Number‘.
Step 2: Upon sending the SMS, you will receive a confirmation message indicating whether the registration was successful or unsuccessful.
Step 3: If the registration is successful, you can immediately begin using the SBI Quick Missed Call Banking services.
Step 4: Verify the format of the SMS and ensure it was sent to the correct number.
Step 5: Ensure that the mobile number from which the SMS was sent is updated with the bank. If it’s not updated, you can visit the bank branch to update your mobile number.

This registration process allows you to conveniently use SBI Quick Missed Call Banking services for quick and easy access to account information.

Generate SBI Mini Statement

Once registered for the SBI Quick facility, SBI customers can conveniently generate a Mini Statement to access the last 5 transaction details of their account. This can be done by giving a missed call to 09223866666 or by sending an SMS with the format MSTMT to 09223866666.

SBI Missed Call Services

Service	SMS/Missed Call	Information
ATM Card Blocking	BLOCK (space)XXXX to 567676	Block your ATM card by sending an SMS with the last 4 digits of your card number.
		You will receive an SMS confirming the blocking along with a ticket number and date/time details.
		Alternatively, you can block your ATM card by contacting the State Bank Contact Centre.
ATM Card Usage Configuration	SWON/SWOFF/POS/ECOM/INTL/DOM XXXX to 0922358888	Control ATM card usage via SMS with the last 4 digits of your card number.
		You will receive an SMS confirming the action along with a ticket number and date/time details.
		Also, manage ATM card usage by logging into OnlineSBI.
Loan Enquiry	HOME or CAR to 09223588888	Get information about the latest home or car loan products via SMS.
		An instant SMS with loan features will be followed by a call from SBI.
Prime Minister’s Social Security Schemes	Through the app	Register for Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) through the app.
Deregistration	DREG (space) Account Number to 09223488888	Deregister from SBI Quick services by sending an SMS with your account number.
		You will receive an SMS confirming successful or unsuccessful deregistration.
Full List of Services	HELP to 09223588888	Obtain a complete list of available SBI Quick services via SMS.

SBI Missed Call Service Charges

Service	Charges	Contact Number
SMS Banking	Applicable premium charges	Six-digit number (567676)
	(Charges depend on the service plan)
Missed Call Banking	No charges	Ten-digit number
	(Charges may apply if customer listens to IVR for more than three seconds)

Details:

SMS Banking:

Charges: Applicable premium charges based on the service plan of the customer.
Contact Number: Six-digit number (567676)

Missed Call Banking:

Charges: No charges for missed calls. However, if the customer listens to the IVR (Interactive Voice Response) for more than three seconds, regular call charges may apply as per the customer’s mobile plan.
Contact Number: Ten-digit number provided by SBI for missed call banking services.

SBI Toll Free Number

Purpose	Toll-Free Number
SBI Balance Enquiry Call	1800-1234
SBI Account Balance Details	1800-2100

Details:

SBI Balance Enquiry Call (Toll-Free Number: 1800-1234):

This toll-free number is used specifically for balance enquiries related to SBI accounts.

SBI Account Balance Details (Toll-Free Number: 1800-2100):

Use this toll-free number to obtain detailed account balance information for SBI accounts.

Check SBI Balance through ATM

Step 1: Insert your SBI ATM/Debit Card into the machine.
Step 2: Enter your 4-digit ATM PIN.
Step 3: From the menu, choose the ‘Balance enquiry’ option.
Step 4: Your account balance will be displayed on the screen.

Other Methods to Check SBI Balance

SBI Balance Check By SMS Banking

Here are the steps to check your SBI account balance using Quick SMS banking services:

Step 1: Register your mobile number for SMS banking service.
Step 2: Send an SMS in the format: REG (space) account number from your registered mobile number.
Step 3: Send the SMS to 09223488888.
Step 4: You will receive a confirmation SMS. After this, you can proceed to check your SBI account balance.

SBI Balance Check By Net Banking

Step 1: Sign up for net banking services.
Step 2: Log in to your net banking account using your unique login ID and password.
Step 3: Choose the ‘Balance Enquiry’ option from the menu.
Step 4: Enter your account number and any other required details to view your account balance.

SBI Balance Check By Passbook

Step 1: Every SBI customer receives a Passbook.
Step 2: Regularly update your Passbook to monitor all transactions.
Step 3: You can track both credited and debited transactions in the SBI Passbook.
Step 4: Visit the bank branch to update your Passbook with the latest transactions.

SBI Card Balance Enquiry

Sending an SMS in the specified format to the number 5676791 will provide access to a range of information.

Service Information	Message Format
Credit available and cash limit	AVAIL XXXX
Balance enquiry	BAL XXXX
Last payment status	PAYMENT XXXX
Blocking stolen or lost card	BLOCK XXXX
Subscribing to e-statement	ESTMT XXXX
Requesting for duplicate statement	DSTMT XXXX MM

SBI Balance Check Through Mobile Banking

SBI Online: State Bank of India account holders can conveniently access a range of banking services, including NEFT, IMPS, cash transfers, balance checks, and account statements, using the SBI web portal on their smartphones. The mobile interface mirrors that of the SBI desktop website, allowing customers to instantly access these financial services by entering their net banking credentials.

SBI YONO: SBI users can leverage the mobile banking features by downloading the SBI YONO app on their Android or iOS devices. Upon logging in with their mobile banking credentials, customers can access various financial services such as fund transfers, account statement checks, and balance inquiries.

SBI Anywhere Saral: Designed for SBI Corporate Internet Banking customers, the SBI Anywhere Saral app enables users to perform financial activities like fund transfers, mobile recharges, balance checks, viewing the latest transactions, and obtaining a mini account summary. Please note that retail SBI customers cannot use this app to check their account balance.

SBI Balance Check Through USSD

Unstructured Supplementary Service Data (USSD) is a GSM communication protocol commonly known as USSD, used for data exchange between a mobile phone and a networked application program. Customers of SBI with Current or Savings Bank Accounts can benefit from this service.

It’s important to note that users who already use application- or WAP-based mobile banking services will not be able to access USSD services. Therefore, existing users must deregister from the WAP- or App-based service before registering for USSD service to use it effectively.

How To Use USSD for SBI Balance Check

Service	USSD Code	Instructions
Balance enquiry and mini statement	*595#	Dial *595#, then press “Answer” and select “Option 1”. Choose between ‘Balance Enquiry’ or ‘Mini Statement’. Enter your MPIN and press send.
Prepaid mobile top-up	*595#	Dial *595#, press “Answer”, then “Option 3”, and press send. Enter the service provider’s name. After pressing “Answer”, enter the mobile number, followed by the top-up amount. Finally, press “Send” after entering the MPIN.
Fund transfer	*595#	Dial *595#, press “Answer”, then “Option 2”, and press send. Enter the payee’s account number to register the payee. Send the message after entering your MPIN.
De-register	*595#	Dial *595#, press “Answer”, then “Option 6”, and press send. Send after entering your MPIN.

Please send an SMS to the number 5676791 using the following format:

Duplicate statement: DSTMT XXXX MM
Last payment status: PAYMENT XXXX
Balance enquiry: BAL XXXX
Subscribe to e-statement: ESTMT XXXX
Available credit and cash limit: AVAIL XXXX
Reward point summary: REWARD XXXX
Stolen card or block your lost: BLOCK XXXX

SBI Balance Check Through SBI Mobile Apps

SBI Anywhere Saral (SBI mPassbook)

This application is specifically designed for SBI Corporate customers.
Retail SBI customers are not eligible to use this application.
Customers can access a range of services including balance enquiry, mini statement, mobile recharge, fund transfers, and more.

SBI YONO

Install the YONO application on Android or iOS devices.
Log in using your banking credentials.
Customers can choose the “balance enquiry” option to check their SBI account balance.

SBI Online

SBI account holders can access a variety of services using the SBI online portal on their smartphones.
The interface resembles the SBI desktop website.
Customers can conveniently access these banking services by entering their net banking credentials.

SBI Balance Check Via WhatsApp Banking

To check your account balance using WhatsApp Banking, initiate a chat by sending ‘Hi’ to +919022690226 from your registered mobile number and follow the instructions provided by the Chatbot. Alternatively, you have the option to send “WAREG <ACCOUNT NUMBER>” to 7208933148 from your registered mobile number.

SBI Balance Check Through UPI

Open any UPI app on your mobile device.
Enter the required code to log in.
Choose the account for which you wish to check the balance.
Tap on the ‘check balance’ option.
Enter your passcode to view the balance.

SBI Balance Check FAQs

Are there charges for checking my SBI balance?

No, you will not be charged any fees for the SMS service. Additionally, you can download the SBI YONO app on your Android or iOS devices to access mobile banking services, including balance enquiries and other banking transactions.

Can I use the SBI balance check service for all types of bank accounts?

You can enable SBI balance checks for different types of accounts such as savings, current, credit card, and overdraft accounts.

What are the different methods available to check my balance?

You can check your account balance through SBI phone banking, passbook updates, mobile banking using the app, USSD, and ATMs.

Is SBI balance enquiry available through USSD?

Yes, you can use USSD to check your SBI account balance, transfer funds, change MPIN, and more. To get started, register by dialling *595# and providing your user ID to access various services.