Budget
Struggling with Money? Don’t Isolate.
This post is adapted from YNAB's twice-monthly newsletter, Loose Change. Ever have a bad day surrounded by people who seem to be having the best day of their lives? You might feel pressure to share some good news yourself. Let them know that you’re on the up and up...
Pets Are People Too: How to Prioritize Animal Care with YNAB
After the release of our April Fool’s video, YNAB for Pets, we heard from a bunch of pet owners whose dreams came true that day…"Finally, my goldfish has a tool to work toward breaking the paycheck to paycheck cycle." -Max"My pets are like, 'Mint never did this for...
When Human Math Beats Real Math
Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
When Human Math Beats Real Math
Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
How to Understand “Irrational” Spending Decisions
This post is adapted from YNAB's twice-monthly newsletter, Loose Change. Buying stuff is easy, understanding why we do it is not. Certain purchases can seem non sequitur: the loner who never invites anyone to his house but builds a bar for entertaining. The person who...
5 Unexpected Benefits of Using YNAB
When you start using YNAB for the first time, you expect to get your finances organized, reach some financial goals, and feel better about your money. But there are so many more unexpected benefits that come from working (werking? WORKING!) the YNAB Method. And you...
Designing Dreams: Janna’s Journey from City to Safari
“Do what you love, and you'll never work a day in your life.” This timeless saying sounds good in theory, but how often do we pause and reflect on what it would actually look like to design a life that aligns with our passions? Moving from the hustle of LA to the...
Financial Freedom, Generosity, and the Power of YNAB: Eric’s Story
In the heart of every transformative money story lies a simple, yet profound question: How do you want to spend your money? This question isn't just about financial transactions—it's about aligning your resources with your values, creating joyful little ripples of...
My Emergency Sunshine Category and 12 Other Ways to Take Care of Yourself with YNAB
It’s National Self-Care Day, and what better way to celebrate than by sharing the unique ways the YNAB team uses our spending plans for self-care? As they say, “Self-care is the best healthcare.” At YNAB, we believe money isn’t just a tool for paying bills; it’s a key...
How Brian and Leann Got Maui’d: A Second Chance at YNAB
Sometimes it takes a few tries to accomplish a goal. Back in 1998, I was nine years old when The Legend of Zelda: Ocarina of Time came out. I was immediately hooked, battling my way through Zelda dungeons until I got to the absolutely terrifying Shadow Temple....
Welcome to YNAB: You’re Right on Time
Screeeeeech! There it was: the trash truck just one house away, interrupting my morning coffee. Another shirt stain as I shot up to make it to the curb in time. Clad in my rattiest pajamas and house slippers, unacceptable by any social standard, I couldn’t miss...
Introducing Effortless Apple Card Imports with YNAB
You don’t have to hold your iPhone right up to your face to see yourself. I mean, you could do that, or you could just start swiping through your apps and mobile wallet. These days, your device is the mirror of your life—your schedule, goals, priorities, health—and...
Tax Time Prep Made Easy
W-2? 1099-MISC? 1098-E? Check, check, and bingo. It’s tax time!Tax season has arrived, and with it, a flurry of trifold, self-mailers with perforated, tear-away edges—each containing a mathematical summary of your life in concisely-labeled boxes. Meanwhile,...
Stuck in a Financial Fog? Try this!
We all know that one person who’s in a constant state of negativity. When something challenging or inconvenient comes up, they say something like, “Of course! Things like this always happen to me.” And when something positive happens, they inevitably find something to...
Deciding What’s Financially Fair With Your Partner
What’s fair when it comes to money in a relationship? 50/50?What about the fact that women generally earn $0.82 for every $1 men earn?Or what if your financial compensation doesn’t match your real-world impact (looking at you teachers, nurses, school bus drivers)?What...
She WAMed Her Way to the Grammys: A Swiftie’s Financial Fairytale With YNAB
Let's set the scene: You're a die-hard Taylor Swift fan, singing along to "22" while applying your signature red lip. Suddenly, an email notification pops up on your phone—*You've won the Grammys seat-filler ticket lottery!*Drop everything now. The Grammys are just a...
How to Fall in Love With Your Money
Swish. There’s nothing quite like the sound of flipping open the first page of a magazine. Exchanging boots for slippers after grabbing the mail amidst the freeze, I wrapped myself in a cozy blanket, brewed a cup of tea, and eagerly tore into the pages of my local...
11 Tips for Managing a Loved One’s Finances
There are a lot of reasons you may find yourself handling the finances of a loved one. In fact, you might not see some of them coming.Whether it’s advancing age, medical issues, financial trouble, or an accident or emergency, these types of situations can leave you...
Interim Budget may help RBI cut rates faster, make home loans cheaper, ET BFSI
The Union Budget's thrust on fiscal consolidation is likely to make it easier for the Reserve Bank of India to shore up the liquidity situation and cut rates this year. In the Interim Budget, Finance Minister Nirmala Sitharaman opted for fiscally strict measures,...
Experts on long term direction of Interim Budget 2024, ET BFSI
~Shrishti SharmaIn the mosaic of the nation's progress, certain tiles stand out as pivotal and demand meticulous placement. The Finance Minister unfolded the interim budget 2024, laying down the four pillars of Viksit Bharat: Poor, Youth, Women, and Farmers. The...
4 Habits to Eliminate Second-Guessing About Money
This morning, I spent a silly amount of time asking myself how I should spend my time. On writing days like today, I like to ride my Onewheel down to the coffee shop near my house. It’s only about a ten or fifteen-minute ride, and I always enjoy it. Maybe it was...
Here’s what they say, ET BFSI
~ Shrishti SharmaFinance Minister Nirmala Sitharaman presented the Union Budget 2024, an interim one considering the Lok Sabha elections, highlighting the developments of the government in recent past.Some of the key achievements and forecast highlighted by the...
Govt’s decision to extend tax benefits to boost investor confidence, say experts, ET BFSI
The decision to extend tax benefits that were set to expire in FY24 by a year will provide global investors and eligible companies with the clarity and certainty they need to enhance investment and operational planning, experts said. Eligible startups, sovereign...
DBT of Rs 34 lakh crore using PMJDYY led to Rs 2.7 lakh crore of savings, ET BFSI
Union Finance Minister Nirmala Sitharaman on Thursday presented the Interim Budget 2024.Indian economy has witnessed profound transformation in last 10 years, she said.“In 2014, the country was facing enormous challenges, the government overcame those challenges and...
Next 5 years will be of unprecedented development, golden moments, says Nirmala Sitharaman, ET BFSI
While announcing the Union Budget 2024, the Finance Minister Nirmala Sitharaman on Thursday said the next five years will be years of unprecedented development and golden moments to realize the goal of developed India by 2047.“Trinity of democracy, demography and...
Finance Minister shares report card of govt schemes, ET BFSI
Union Finance Minister Nirmala Sitharaman in her budget speech at the Parliament on Thursday highlihgted various schemes that the government has launched in its current tenure.Ranging from PM Jan Dhan Yojana to Direct Benefit Transfer scheme, the finance minister gave...
Govt prioritised fiscal prudence over populist spending, say Economists, ET BFSI
The Government stuck to the protocol of delivering no major big bang announcements in an interim budget. It promised to continue its focus on infrastructure building – setting an allocation of 11.1 lakh crore rupees for 2024-25 -- along with targeting inclusive...
What is Vote on Account and how is it different from Interim Budget?, ET BFSI
Finance Minister Nirmala Sitharaman in Dec'23 announced that the upcoming Budget will be a vote-on-account and there will be “no spectacular announcement” as the government will be in election mode. When there is an election year, the present ruling government...
BFSI powerhouses decode the Interim Budget LIVE at 4PM, ET BFSI
In a visionary address, the President of India articulated a resolute commitment to forging a 'Viksit Bharat' - a prosperous and developed India - founded upon four sturdy pillars: youth power, women power, farmers, and the economically disadvantaged. Underscoring...
Nirmala Sitharaman arrives at the parliament, meets President Murmu, ET BFSI
Union Budget 2024: Finance Minister Nirmala Sitharaman arrives at the North Block of the parliament as she is all set to present the Interim Budget 2024 in the Lok Sabha on Thursday, 1 February, the second day of the ongoing Budget Session of Parliament.This will be...
Launch new scheme to strengthen deep-tech, set corpus of Rs 1 lakh cr says FM Sitharaman, ET BFSI
The Union Minister for Finance & Corporate Affairs, Nirmala Sitharaman proposed to create a corpus of Rs 1 Lakh Crore to boost private investment in sunrise technologies, while presenting the Interim Budget 2024-25 in Parliament today.The corpus will be...
FM bullish on women empowerment through entrepreneurship, schemes like ‘Lakhpati Didi’, ET BFSI
Budget 2024: Empowerment of women through entrepreneurship, ease of living and dignity has gained momentum in the last 10 years, said Union Finance Minister Nirmala Sitharaman today on 01 February, 2024, while presenting the Budget in the Lok Sabha.Sitharaman in her...
Top announcements of FM Sitharaman’s Budget 2024, ET BFSI
Union Budget 2024: Our government is working towards development which is all-round, all-inclusive and all-pervasive. It covers all castes and people at all levels. We are working towards making India a Viksit Bharat by 2047, Union Finance Minister Nirmala Sitharaman...
President says 46% of global real-time digital transactions take place in India, ET BFSI
President Droupadi Murmu while addressing the joint session of the Parliament highlighted India’s achievements in the direction of the digitalisation of economy in past few years. “Today, the whole world acknowledges this as a great achievement of India. Even...
Nirmala Sitharaman to present budget with ‘disha-nirdeshak baatein’, says PM, ET BFSI
Prime Minister Narendra Modi addressed the media ahead of the Budget session underlining that this would be an interim budget.Prime Minister Narendra Modi said that the Budget session which commenced today with President Droupadi Murmu's address, is in a way a...
How to Raise Your Teenager’s Money IQ
You help your kids with schoolwork. Maybe you drive them to soccer or dance. There was even a time when you tried to teach them to clean up after themselves. But what about money? What do you want them to learn about making, saving, and spending money? What kind of...
Health Insurers demand high healthcare spend, low GST and tax exemptions, ET BFSI
India currently spends just over 2% of GDP on healthcare, which is less compared to other countries at a similar stage of development. For a growing country like India, Health Insurance experts feel that the government should commit to spend roughly 3-5% of GDP on...
15 income tax, personal finance ideas for the Finance Minister, ET BFSI
The coming Budget will not be a full one, but only a vote on account. While a full Budget outlines the government’s plans for spending and earning money in the coming year, a vote on account is only a temporary arrangement that estimates the money the government needs...
What BFSI leaders ask for lower strata?, BFSI News, ET BFSI
~ Shrishti SharmaWill India realise its ambitious Fiscal Deficit target of 4.5% by FY 2025-26? Can the government propel capital expenditure to new heights? What lies in store on the taxation front, particularly regarding the fate of the old tax regime? And perhaps,...
Concessions for Insurance unlikely, govt not in mood, says Nilesh Sathe, ET BFSI
The ease of tax compliance, simplification, and digitisation are the cornerstones of doing business in India today. Infrastructure spending needs to go up with a focus towards sustained growth. The proposals regarding the Insurance Amendment Act are also expected to...
What are the likely changes for the financial sector, ET BFSI
India's Union BudgetThe upcoming Union Budget on February 1 is a vote of account, but the finance minister may still go for changes like the last vote of account in 2019.Here are the changes, according to ICRA, the finance minister may bring in the...
Insights and forecast with the BFSI leaders, ET BFSI
Finance Minister Nirmala Sitharaman has been keeping it subtle with the Union Budget 2024. Given its vote-on-account nature, spectacular announcements might not emerge.This prompts a retrospective glance at Union Budget 2023, analysing echoes from the past year's...
India’s interim budget to reduce fiscal deficit in election year, focus still on capex, ET BFSI
Budget 2024: No major moves in the budget; capex to normalise, fiscal deficit at 5.3% in FY25, say economistsThe Indian government will target a lower deficit in the 2024-25 fiscal year despite lifting capital expenditure to an all-time high, according to a Reuters...
BFSI leaders on fiscal deficit challenge, healthcare priorities, ET BFSI
~Shrishti SharmaIndia boasts immense untapped potential as the world's third-largest economy by Purchasing Power Parity (PPP). Despite having the world's second-largest population, it contributes only 7% to the global output. India’s service sector is a juggernaut,...
PFRDA wants tax breaks for NPS contributions to boost retirement savings, ET BFSI
The Pension Fund Regulatory and Development Authority (PFRDA) has submitted to the Finance Ministry its budget wish list, emphasizing the need for tax breaks for NPS contributions, akin to the Section 80C deduction provided in the old tax regime. Such incentives,...
What Indian crypto industry wants from the Interim Budget, ET BFSI
The cryptocurrency industry is hopeful that the Union Budget will revisit the existing taxation structure on virtual digital assets (VDAs). Key expectations include the establishment of a self-regulatory body for the crypto and blockchain sectors, as well as the...
Insights and forecast with the BFSI leaders, ET BFSI
Finance Minister Nirmala Sitharaman has been keeping it subtle with the Union Budget 2024. Given its vote-on-account nature, spectacular announcements might not emerge.This prompts a retrospective glance at Union Budget 2023, analysing echoes from the past year's...
What Budget 2024 may credit in account for banking of the future, ET BFSI
Budget expectations: As we stand on the brink of a new fiscal year, the Reserve Bank of India (RBI) projects the Indian economy to grow by 7% in 2024, showcasing the resilience and dynamism of the economy. This growth trajectory is underpinned by the concerted efforts...
Leaders discuss capex for sustainable economic growth, ET BFSI
~ Shrishti SharmaThroughout the four episodes of the ETBFSI Union Budget Series 2024, panelists consistently emphasised the significance of capital expenditure (Capex). As we delve into the critical aspects of budgetary allocations, a key focal point emerges—the...
What Do Swimming Fins Have to Do With Money?
One of my favorite places in the world is the YMCA. Have you heard of it? They say that there you can get yourself clean, you can have a good meal, you can do whatever you feel. 🎵🕺 Yes, it’s fun to stay at the YMCA, but nowadays, they don’t serve food and I think the...
YNAB vs. Credit Karma | YNAB
Mint’s strong suit was expense tracking and spending reports, but it also had key budgeting features that Mint users have used for over a decade. Now, Credit Karma is a popular personal finance app in its own right with a whopping 100 million members, however, it...
7 Beginner Tips to Boost Your YNAB Momentum
Some models look exactly the same in person as they do in print. Fabio is one of them. I know this because I met Fabio—yes, the actual Fabio—years ago at my local natural foods store. I had recently committed myself to eating more vegetables and hatched the perfect...
YNAB Glow-Up Challenge: A Week of Health, Wealth, and Wellness
It’s a new dawn. It’s a new day. It’s a NEW YEAR! As we stand on the threshold of 2024, it's natural to reflect on the changes you want to make in your life and challenge yourself to take the bull by the horns. But not in the ‘gag, eye roll, challenges never work for...
Why is Personal Financial Advice So Mean?
I used to come home from middle school and turn on The Maury Povich Show or, let’s face it, Jerry Springer. There, sitting on a stage lit by dozens of cameras, in front of a stadium-style audience, would be an out-of-control teenager, wayward parents, or warring...
Hello, It’s Me (Minus the Money Stress): A Tale of Treats & Travel
I was still clearing the cobwebs from my brain with my first cup of coffee as I opened my inbox. Among unread newsletters, random special offers, and a daily digest of what my neighbors were arguing about on NextDoor, something caught my eye: a Delta trip...
How to Do the More Money Challenge With a Partner
When the idea of doing the More Money Challenge first came up, my first thought was, “There’s no way I’ll get my husband on board with this.” I’m a Senior Support Specialist here at YNAB—and as you can imagine, that means my husband hears an awful lot about the...
The Goal of Good Enough
Remember doing group projects back in school and, more often than not, one person would end up with most of the responsibility and would basically do the project alone? Somehow YNAB hired all of those people. And the result is workplace utopia. We have a team full of...
YNAB Revelations: The Power of Intentional Trade-offs
As I’m writing this, I’m sitting in a coffee shop in my small Blue-Ridge-Mountains town. It’s cold outside, instrumental Christmas music is playing. There is a gray-haired lady to my right telling a very animated story, and I’m enjoying a hot cup of English Breakfast....
Habit-Building: Change Your Money Mindset Printable & Beyond
Feeling inspired to organize your finances once and for all? Our free Change Your Money Mindset printable can put you on the right path to less money stress in the new year and beyond. January has a way of inspiring us to stop and evaluate where we are in life versus...
Financial Confidence: This Is Your Year
If it seems like your money has a secret life that’s cooler than yours, you’re not crazy. You're not alone, either (YNAB wouldn’t exist otherwise!). And so much of the money talk swirling out there feeds into that feeling. “In one hand, out the other.” “Money is the...
More Money Challenge: Can You Do It?
If you’re craving a reset for your finances, join our More Money Challenge to start fresh.Are You Ready for a Reset?I don’t know about you, but the older I get, the more I feel like the holidays are something I do for other people. Don’t get me wrong, I love...
How YNAB Is Like a Smart Gift Card
We've all experienced that exhilarating moment when you reach into your wallet and pull out a gift card, right? It's like holding a little slice of financial freedom in your hands. The possibilities are endless, and there's an undeniable sense of joy knowing that you...
Two Hearts, Four Habits: YNAB Couples Share Their Success Stories
There it is: that gravitational pull to throw Love Actually on the TV, sing along with the All I Want for Christmas Is You scene, and contemplate your love for your partner. Do it...give in!What is it about the post-holiday season that lights the love spark? Maybe...
How to Save for a Vacation
So you’re dreaming of your next vacation: a cozy cabin getaway, or a wide-open sandy beach: something to just get you away from your current grind. The location is almost set, now you just need to save money to get you there.Imagine this: what if you could pay for all...
10 Creative Ways to Save Money
With the price of—well, seemingly everything—rising these days, it’s a great time to hone your creative saving skills. While it’s easy to make a half-hearted decision to spend less, coming up with an actual plan to do so vastly increases your chance of success....
“Not Guilty” Budget Splurges | YNAB
Although a lot of people think of budgeting as restrictive, those of us “in the know” (that makes us sound so much cooler, don’t you think?) understand that keeping a budget actually allows us to buy what we want—without the guilt. Most of us have costs that could be...
Introducing Financial Wellness by YNAB
You’ve probably heard of “The Great Resignation.” For you, it might not just be a buzzword. Maybe you’re a business owner struggling to find talent, an HR professional working to keep your team intact, or an active participant saying, “I’ve had it!” with your current...
We’re Hiring a Humbly Confident Senior Security Engineer
About Us and Why We’re HiringWe build “You Need a Budget,” the best budgeting software and educational resources around. (Those in the know call us YNAB, which is pronounced “why-nab.”) For more than a decade, people have been buying YNAB and then telling their...
How Does Afterpay Work? | YNAB
AfterPay, Apple Pay Later, Sezzle, Zip, Klarna, Affirm, Paypal’s Pay in 4…the list of companies advertising four easy, no-interest payments continues to grow. But how does Afterpay work? And could these offers be too good to be true? It certainly adds another layer of...
We’re Hiring a Humbly Confident Senior IT Systems Administrator
About Us and Why We’re HiringWe build “You Need a Budget,” the best budgeting software and educational resources around. (Those in the know call us YNAB, which is pronounced “why-nab.”) For more than a decade, people have been buying YNAB and then telling their...
How Many YNAB Categories Should I Have?
How many YNAB categories should I have? 12, 24, 158?This is a question we’ve been getting since the dawn of time—err, well, since the dawn of YNAB in 2004. It’s not just new budgeters that get bogged down with this question, either. As you move farther along the...
Financial Fireworks: Happy 4th of July
It's 4th of July and you know what that means! A long weekend, family barbecues, patriotic color palettes for clothing, and everyone's (except for dogs) favorite: fireworks. Here at YNAB, we think that calls for a good old fashioned sing-a-long!To be honest, we think...
Solve Money Mysteries Using YNAB Search
It happens to all of us at some point—we set our keys down or put something important somewhere “safe” because we’re so darn confident that our memory won’t fail us and then we have no idea where to find it. It’s easy to forget how easy it is to forget stuff. The...
Cut Food Costs with Our Grocery Planner Templates
Grocery shopping on a budget is one of budgeting’s greatest challenges—especially as prices continue to rise. Get organized and cut costs with our free price tracker and grocery planner templates.Groceries have been a sore spot in my budget for years, and as the...
What is a Good Credit Score?
There are three basic questions when it comes to credit: What is a good credit score? Why do I need one? And how do I get one? It’s no secret that we don’t love debt here at YNAB, however, we recognize that credit can be a useful tool when used carefully. But instead...
7 Tips for Road Tripping on a Budget
Summer spells freedom! Drop tops. Flip flops. Board shorts. Most importantly, road trips! International travel restrictions and flight mishaps have brought one reality to the surface: there is so much to see domestically…in every country! National Park enthusiasts,...
What Should I Do With My Investments Now?
Let’s be honest, we save money in order to spend it. Whether we plan to spend it on our wants or our needs, the goal of saving—even for retirement—is to eventually spend. With investing, you’re saving with the hope that your money will multiply and work for you. Its...
Emergency Fund 101: How To Save For a Rainy Day
Ahhh, the emergency fund.It’s something you’ve probably heard about whether you’re just starting out on your personal finance journey, or are a budgeting pro. But how much should you be saving? What is considered a true “emergency”? Do you even need an emergency fund?...
401k vs Roth IRA: Retirement Plan Rumble
If you’re trying to decide which side to take in the 401k vs Roth IRA investment vehicle battle, we’ve got some advice. Take your ringside seats and LET’S GET READY TO RUMBLE with retirement savings. 401k vs Roth IRA As in any fair fight, our opponents have some...
What Is a Zero-Based Budget?
A zero-based budget is a method of budgeting where you assign all of your money to budget categories that cover expenses, debt payments, and savings. Rule One of the YNAB Method, Give Every Dollar a Job, is a fundamental element of zero-based budgeting. And doing so...
Learn to Earn with Printable Chore Chart
Download our free printable chore chart and budget workbook for kids below!Having your kids do chores can be a lot like hiring Amelia Bedelia but with a bad attitude—at best, it can be more of a hindrance than a help, and at worst, it’s lowkey psychological warfare....
Money and Mental Health in College Students
The connection between money and mental health in college students is a significant one. College is a transitional phase of life where young adults are often living away from home for the first time and find themselves juggling new opportunities, conflicting...
How to Use YNAB to Budget as a College Student
Need some help learning how to budget as a college student? Sign up for a free year of YNAB and keep reading!Ahh…college. The ultimate crash course in Adulting 101. You probably sashayed onto campus feeling triumphant at first—you’d made it. You escaped high school....
From Paycheck to Paycheck to Near Perfect Credit
We were a family of six barely surviving from paycheck to paycheck. It seemed emergencies were always popping up—a car that needed new brakes, a roof that needed repairing. We were in a desperate position of choosing between how to pay for the unexpected expense and...
How to Turn Your Budget into a To-Do List
I’m a productivity junkie—I’ve dabbled in most of the to-do list apps out there, and I’ve experimented with every variety of Post-it notes, pens, and fancy journals. Nothing ever seems to stick!YNAB is great because I never have to “system hop” when it comes to my...
New School Year, New You with Printable Habit Tracker
Ready to organize your finances and your life? Download our free printable habit tracker below. As the lazy days of summer come to an end, a lot of us find ourselves being shoved back into the hustle and bustle a new school year can bring. Maybe you’re organizing...
5 Budgeting Myths and Misconceptions
A friend recently forwarded me a post that appeared on Slate.com: Toss Your Budget – Why a pillar of personal finance isn’t nearly as essential as we think.The essence of the post was that budgets don’t work. Sure, the piece is older now and out of the discussion...
Home Sweet Hostel: Budgeting as a Digital Nomad
Whether it’s rising rent prices, the availability of remote work, or just good old fashioned wanderlust, a lot of working adults are trading a white picket fence for a passport or state park pass instead. Call them van lifers, digital nomads, perpetual travelers,...
Why Can’t I Save Money?
Do you find yourself asking, “Why can’t I save money?” Or looking for some simple ways to do it? You’re not alone.Saving money—by its very nature—is a simple concept. You don’t have to take a 30-minute personal finance webinar that explains how saving money works. But...
10 At Home Date Night Ideas (with Printable Game)
When it feels like stepping out the front door automatically costs $200, it’s hard to prioritize luxuries like entertainment. Adulthood is expensive (even more so lately!) and that can really put a damper on date night—but only if you let it. Being on a budget doesn’t...
7 Lessons from 10 Years of YNAB
I’m coming up on my 10th anniversary of using YNAB and wanted to sum up a few things I’ve learned and what YNAB has done for me over the past decade.YNAB has helped me achieve my financial goals. With YNAB, I saw what my money could do. Based on what it showed me: I...
Beautify Your Budget with Emojis
Here at YNAB, we believe all budgets are beautiful. Because of course we do—we’re all about budgeting. However, objectively speaking, there’s a reason budgets aren’t displayed in galleries or shown off on the red carpet. They’re just not very exciting to look at for...
We’re Hiring a Humbly Confident Senior Android Developer
About Us and Why We’re HiringWe build “You Need a Budget,” the best budgeting software and education resources around. (Those in the know call us YNAB, which is pronounced “why-nab.”) For more than a decade, people have been buying YNAB and then telling their friends...
How to Pay Off Student Loans Fast
Ernie, a teacher here at YNAB, and his wife Christy, a post-adoption coordinator, live in Eau Claire, WI. While they’ve never felt overly burdened by the amount of their debts, they’re not thrilled by how long it’s taking to pay it all off. Can you relate? Overwhelmed...
How YNAB Can Help With Investing Goals
As a person who needs a clear written-out plan, *raised hand emoji* I love using YNAB to track my personal finance and investing goals. Every year on my birthday in July, I sit down and write out what I’ve accomplished in the past year and what I want to accomplish in...
We’re Hiring: Humbly Confident Seasonal Customer Support Specialist
About Us and Why We’re HiringWe build “You Need a Budget,” the best budgeting software around. (But people in the know call us YNAB, which is pronounced “why-nab”). For more than a decade, people have been buying YNAB and then telling their friends what a difference...
6 Steps to Make Your Money Go Further
Ok, so you need your current stash of money to last as long as it can. Sure, you might wish it were a bigger stash, but we're not going to dwell on it and neither should you. It is what it is, now let's get to work: here’s how to take your pile of money and make it...
What’s Your Spending & Saving Street Cred Score?
As the late, great John D. Rockefeller once said, “I try to do the right thing with money. Save a dollar here and there, clip some coupons, buy 10 gold chains instead of 20, four summer homes instead of eight.” Well, actually that was LL Cool J, but it’s decent advice...
How to Buy What You Want
“Good things come to those who wait.” Ugh. Yeah. No one wants to hear it. So cliché. So annoying. And, unfortunately (because waiting is boring!), so true. When it comes to spending, most of us know what we should do, but what we should do seems like no fun at all. We...
We’re Hiring a Humbly Confident National Sales Director
We build “You Need a Budget,” the best budgeting software and educational resources around. (Those in the know call us YNAB, which is pronounced “why-nab”). For more than a decade, people have been using YNAB and then telling their friends what a difference it has...
Quarterly Checkup: How Healthy Are Your Finances?
In all of the work and all of the effort that goes into saving more money, paying off debt (if that’s your priority) or breaking that paycheck to paycheck cycle (which I would absolutely encourage you to do), in all of your effort, I think, every once in a while—...
100 Envelope Challenge (with Free Printable!)
What would you do with $5,050? Check an exotic locale off of your travel bucket list? Dive into your curiosity about investing? Free yourself of credit card debt? Put a hefty downpayment on a car? Bask in the comfort of having a sweet little emergency fund in your...
Living Within Your Means | YNAB
What does it mean to live within your means? Living within your means is when you are making more money than you are spending. Creating a monthly budget and sticking to a spending plan can help you get to a point where you have enough money to routinely cover your...
Managing Your Retirement Budget with YNAB
So, you’re living the dream. Through hard work, diligent saving, and solid financial planning, you’ve reached the long term financial goal that so many strive to achieve: the golden years of retirement. Now what? Well, your daily life is going to look a little...
Study: How Finances Affect Relationships
A lot of us are looking for two main things on this journey through life: Love and money. (And maybe some other stuff, like inner peace, calorie-free ice cream, and the TV remote, but love and money are fairly universal desires.)Although finances and feelings seem...
Introducing YNAB Together for Your Shared Financial Journey
Once upon a time in the YNABverse, making a plan for your money was an individual sport. You linked accounts (or didn’t), practiced YNAB’s Method, and gradually life got less stressful. You felt more in control. You saved for a down payment, paid down your debt, or...
My Top 3 Personal Money Challenges
Personal budgeting challenges? Yeah, I’ve had a few–quite a few. I actually wonder if many people “succeed” with budgeting on their first attempt. It took years from the time that I got YNAB before I considered myself a “real budgeter.”(Actually, “real budgeter” may...
A Happy Holiday Budget (with free holiday budget planner!)
I love Christmas. The tree, decorations, stockings, presents, carols, turkey, and cranberry sauce—the whole holiday season, really. I could go on and on. I love planning it, I love doing it, I love it all. But I haven’t always been the best about sticking to a holiday...
True Confessions: Budgeting for Retirement
Susan is 73 years old, living in the DC metro area, and using YNAB to float through the tricky maze of managing her money in retirement. Here’s her story. My Unexpected “Retirement”In 2010, I became “retired”—a little earlier than I had planned. After a successful...
Frugal Living Hacks | YNAB
Ah, this is 30, where my goals for the foreseeable future are 1) start wearing my retainers again and 2) find ways to make my money last so I can finally start saving up to buy a home. When it comes to the latter, I’m taking a hard look in the mirror about needs...
YNAB: The Best Mvelopes Alternative
Almost anyone with an established budgeting habit would tell you that their budget is more than an app or an Excel spreadsheet. Budgeting is a routine, a practice, a plan for the future, a record of the past, an opportunity for growth, a sense of accomplishment, and a...
Hiding Gifts When Sharing a Budget
You finally found the perfect gift for your partner. You’ve snuck it through the door under your jacket and tucked it away safely in your underwear drawer. They’ll never find it. Yet, after all that tiptoeing around, it’s your budget that gives you away! We’ve got a...
Slay Your Loans With YNAB’s Loan Planner
Want to find more money to pay off your loans? The new Loan Planner from YNAB can help you save time and money on your loan payoff.Loans come in all flavors and sizes. Some drive you crazy, others lurk in the corner, and some seem so large they feel like you’ll never...
Make Room For Yourself While Managing Money Together
When it comes to handling money together, everyone needs a little bit of their own, a little bit of space.When Julie and I first got married we were broke—BROKE—and our budget was super-tight; down to the penny, we would worry. Julie knew the cost of every single item...
Buy Now Pay Later Apps: 5 Hidden Costs
Have you ever been in the middle of making a purchase that you knew you could only kind of afford? Like those maternity jeans that would be so comfortable for work. Or those last minute airline tickets to see your mom. Or that unbelievably on sale Hexclad pan bundle....
Piano Now, Pay Later? | YNAB
This fall, my wife and I dropped our only child off at college. I knew it was going to be a tough adjustment for me. So I did what any gadget- and music-obsessed dad would do: I bought a piano and put it in their room.Now, as much as I would have liked to nab a...
Best Personal Finance App for Couples
Healthy relationships are built upon a foundation of good communication, mutual respect, and a shared desire to achieve life’s goals together. (And other important stuff, like sharing your fries if your significant other fails to order their own and not skipping to...
How to Spend Less Money Starting Now
Everyone deals with excess spending a little differently: some of us opt for an intense all-out sprint approach to financial health while others plod on with slow, steady consistency like hitting a daily step goal. Whatever your intensity level, we’ve got ten ideas on...
Top 10 Frequently Asked YNAB Budgeting Questions
So, you’ve decided that you need a budget and this is the year you’ll finally tackle your finances! You’ve signed up for YNAB’s free 34-day trial, then cracked open the app to get started on your shiny new personal budget. That’s when it hit you: this new YNAB...
YNAB Budget Reports: See Your Spending Trends
Budget reports! Budget reports! Long live, budget reports!You want to slice and dice your financial data every which way? Check.You want a high-level view of how you’re doing? Done.You want to get down to the nitty gritty details of a particular category? Woot!You...
YNAB Tips: Habits of Successful YNABers
This post about best budgeting tips and habits was created in collaboration with Todoist—a popular digital task manager. Someone on Twitter compared our collaboration to the Avengers coming together for the first time, and we feel the same way. Without further ado:...
20 Financial New Year’s Resolutions for 2023
Looking for some financial New Year’s Resolutions to help you master your money in 2023? Here are 20 ideas to get you saving more, paying off debt, building wealth, and meeting your financial goals in the coming year. We’ve got a grab bag of ideas for bank accounts of...
How to Stick to a Budget: Proven Budgeting Habits
Need tips for sticking to a budget? You are not alone. Figuring out how to stick to a budget is often the hardest part of budgeting!Sometimes it feels like one late-night snack run, one spunky grocery shopping adventure, one unexpected expense completely derails your...
How to Stress Less About Money: 4 Simple Rules
If you’re new to YNAB, you’ve probably found yourself wondering how to stress less about money. We’re even willing to bet you might’ve tried the traditional form of budgeting before. Maybe it went something like this:You decided you needed to make some sort of...
10 Ways to Get a Month Ahead on Bills
Learn how to get a month ahead with your bills and budget for less stress, and you’ll never have to worry about late fees or overdrafting. We’ve got some ideas to get you started.Picture this: ten bills with the same due dates and instead of wallowing in despair, you...
Get On Board With Priority-Based Budgeting
Budgeting is all about aligning your money with your priorities—the things that matter most to you. All budgeting should be priority-based budgeting, really. And it seems like making budget decisions that reflect what you want would be the easy part, right? It’s what...
The Five-Minute Budget Routine | YNAB
I always think that I won’t like a daily routine.Don’t hold me back, Routine! Stop trying to tie me down, Routine! I’m sorry, Routine, I just want to keep my options open, OK?But it never takes too long before I come crawling back…. Routine, I’m sorry—I’ll never stray...
How to Manage Money With Irregular Income
If you’re trying to figure out how to budget with irregular income, we’ve got the solution for you.We can’t change the fact that you don’t know exactly when or how much you will get paid, but we can teach you to be in total control of your money, and stop stressing...
A Variable & Non-Monthly Expense List for Your Budget
If you’re building out a budget for the first time and you’re being your best responsible self, it’s important to understand the advantage of turning those big non-monthly expenses/variable expenses/True Expenses/what-ever-you-call-them into more manageable monthly...
Maximize Your Vacation Budget | YNAB
Article preview:Most people want to relax on vacation but spending stress tends to dampen the moodUsing the the Four Rules to plan your vacation budget results in less money stress Your dollars have more value when they’re aligned with what matters: be clear on your...
How YNAB Makes Tax Time Easier for Freelancers
MeKenna and Kat are both on the Support team for YNAB. In addition to working for YNAB, they’re both side hustlers: freelance lighting designer (MeKenna) and freelance actor/performer (Kat). Put their suggestions for managing side hustle expenses and income in YNAB...
How to Pay Off Debt Fast: 12 Ideas
Trying to figure out how to pay off debt fast? Good for you. Once you commit—like, really commit—to tackling your debt, you might find that you get a little bit obsessed (in the best way!) with paying off your debt as aggressively as possible…and that’s the best way...
Bye Now, Amazon | YNAB
Looking for tips about how to save money on Amazon? The answer may surprise you (but probably not). Over the summer, I stumbled into my fiancé's Amazon Prime account to watch a movie on Prime Video one night, not knowing this one click would change my shopping habits...
What is a Sinking Fund & How To Set One Up
What is a Sinking Fund?A sinking fund is a fixed amount of money you save each month to prepare for a non-monthly expense like car repairs, home maintenance, or a twice-a-year insurance payment. (Side note: Sinking Fund would also be a great name for a boat. I might...
The Cash Envelope System (with Printable Workbook)
Technology is amazing. We live in a world where almost anything your heart desires is a swipe, a tap, or a click away. Communication is instant, information is easily accessible, and transactions are seamless. From a life-size cutout of Danny DeVito to a last-minute...
Short-Term Financial Goals: 4 Steps to Get What You Want
Ask someone about personal finance and they’ll usually talk about financial planning for long-term goals like retirement accounts and investment plans. We’ve got some advice about that stuff, too. But you know what really gets people fired up? Short-term financial...
Win $100: Four Rules to Live By
Moms have a lot of rules: Don’t run with scissors, eat dinner before dessert, no screaming at your brother, be home before curfew. There is a seemingly endless list of mom-enforced rules that pop up over the course of our childhood — and, generally speaking, a lot of...
Budgeting with Mom | YNAB
I think the tears started when I asked “Ok, how many dollars a month is travel important to you?”.I was sitting on my living room couch next to my mom helping her get her budget set up in YNAB. My youngest brother had gotten her signed up a week or two before, but she...
How to Make Money as a Teen
School’s out, and the hunt for the perfect summer job is on for teens! As a parent, you want your pride and joy to not only make some extra money, but also gain valuable life skills. This means helping them find a lit summer job that will motivate them to break from...
How Family Histories Strained Our Finances
In the late-1920s, Lithuania was an increasingly difficult place to live for Jewish families like my wife’s great-grandparents. They had built a stable life near the border of Germany, but as the economy faltered, anti-Semitism was on the rise.One night, at a play...
How to Manage Money Wisely
Sometimes it can seem like certain people just understand money. They have good credit. They have retirement savings. They (appear to) make smart decisions about spending and investing without agonizing. They seem to make enough money to enjoy financial security while...
How to Use YNAB Focused Views
Your budget is a beautiful thing—all of your passions and priorities lined up in front of you, prepared to do exactly what you tell them to do in support of the life you want to live. You get to decide how to organize your categories with a budget structured just the...
How to Budget for Periodic Expenses
When you’re filled with the optimism of a shiny new plan—the thing that’s surely going to help you get your life together once and for all—budgeting seems like a fairly easy endeavor. You just buy a new notebook or planner, several very nice pens in different colors,...
What is a Fixed Expense?
Ah, fixed expenses. They’re like old friends. They’re reliable, predictable—you can always count on them to be there. Expensive friends, a lot of the time. Friends you’re not necessarily happy to see. Friends you wouldn’t miss if they suddenly disappeared. Friends...
YNAB Coaches: A Personal Trainer for Your Finances
A year ago, I developed some pain in my right shoulder. (Hang with me—I’m going to tie this to personal finance, I promise.) I figured I pulled a muscle so I tried some over the counter pain meds, but it just kept getting worse. I finally went to my doctor who said it...
Impulse Buying: How to Splurge Without Sabotaging Your Budget
Have you ever found yourself standing in the checkout line, mindlessly tossing a chocolate bar onto the conveyor belt because, well, cravings? Join the club—you’re among the 94% of Americans who have succumbed to the allure of impulse buying. There’s a reason why Buy...
How to Craft a Simple Weekly Spending Template
Ready to create a simple budget template and take control of your money? In this article we’ll take you step-by-step through the process of making a budget plan that meets your needs while keeping your financial goals in sight. For the hands-on users, you’ll find a...
Now Hiring: Humbly Confident Director of Product
About Us and Why We’re HiringWe’re YNAB (“why-nab”), a financial education company with a budgeting app. We teach Four Rules that create a new relationship with money—one where you love how you spend and celebrate how you save. For more than a decade, people have been...
How to Choose a Money Management Strategy
After years of living in Los Angeles—land of opportunity and sticker shock—my budgeting strategy of hiding from my bank account wasn’t working. I over-prioritized my love for shopping and travel, and under-prioritized my long term financial goals. It was a decade of...
The Best Back to School Tips and Advice
By the time August rolls around, parents are divided into two clear camps: Team Send ‘Em Back Already! and Team I Wish Summer Was Forever. There’s also an overlap of parenting players that could form a third team called I Just Don’t Want to Do Back to School Stuff—but...
Academic New Year Resolutions | YNAB
Oh, you didn’t know academic new year resolutions were a thing? Well…they might be? They should be. New Year’s resolutions were kind of a bust this go-around, if I’m being honest. So yeah, as of right this second, we are declaring it so.Welcome to the new new year:...
Humbly Confident Seasonal Customer Support Specialist
About Us and Why We’re HiringWe’re YNAB (“why-nab”), a financial education company with a budgeting app. We teach Four Rules that create a new relationship with money—one where you love how you spend and celebrate how you save. For more than a decade, people have been...
There’s No Such Thing as Saving Money
The number one rule of personal finance: you have to save money. Why? Because it makes your grandma proud. Because everyone knows you’re supposed to live on less than you make. Because it’s just the proper thing to do, right? Maybe, but those aren’t very motivating...
Hey YNABers, Meet Blurple! | YNAB
Okay, spoiler alert: we’ve had a little makeover. And by little, I mean… well, you’ll see.I know what you might be thinking: "Change? Why change?!" But, as we near our 20th year helping folks like you reshape their money mindsets, we thought: what if we updated our...
How to Turn Student Loan Nightmares Into Sweet Dreams
Two identical figures stand side by side at the far end of a dimly lit corridor, their unsettling presence sending a shiver down your spine. They beckon with an eerie aura that's both captivating and chilling, their pale forms and blue dresses a stark contrast against...
Are You Riding the Credit Card Float?
Every time I explain the credit card float to people, I feel like the bearer of bad news. There they are, happily paying their bills (for the time being) when I roll up and point out the flaw in their plan, like some self-appointed Safety Patrol of Personal...
YNAB vs. Mint: A Better Way to Manage Money
Looking for a new money management app now that Mint is going away? What if we told you there wasn’t just a better alternative, but an opportunity to change your whole relationship with money?Even the most basic personal finance app offers a bit of control in a world...
Why A Faithful Mint User Switched to YNAB
I was a long-time Mint enthusiast. Mint saved me from the money woes of Quicken almost a decade ago. It was my trusty friend as my husband and I paid off our mortgage in less than 2 years. It helped me adjust quickly to the financial realities of moving to a very...
How I Learned to Stop Worrying and Love My Unexpected Expenses
At YNAB, we give every dollar a job. We save money (more than you ever have before), both for fun stuff—dining out, cool vacations, concert tickets—and for the not-so-fun stuff—the unexpected expenses that seem to sneak up and derail your financial progress. Everyone...
YNAB Isn’t a Mint Alternative—It’s Better
Intuit recently announced that its popular budgeting app, Mint, will be merging with Credit Karma, a personal finance app, in early 2024—but unfortunately for Mint users, the monthly budget functionality will no longer be available. As a result, a lot of people are...
Can YNAB Keep Your House Clean?
Who doesn't love a two-for-one deal? YNAB takes all the stress out of money management, helps you reach your goals, and reach personal finance nirvana. But what if YNAB could do more for you? Pray tell...I’m going to let you in on something: While YNAB is a tool for...
A Decade Into YNAB: Here’s Why My Wife and I Are Still Thankful
When my wife and I first started using YNAB in 2013, our finances were a) a mess, and b) something we didn’t know how to talk about. I was barely employed, dealing with a serious health crisis, and we were spending more than we were earning (pretty easy to do in...
Quality Over Quantity: How to Change Your Mindset Around Gift Giving
You're knee-deep in wrapping paper, surrounded by a mountain of gifts that seem to multiply with each passing year. The kids tear through their presents in a frenzy of excitement, but in the chaos, you can't help but wonder: Will Suzy even remember her Tickle Me Elmo...
Government to expand scope of digilocker, aid KYC related activities, ET BFSI
Fintech Services in india has been facilitated by digital infrastructure including Aadhaar, PM JanDhan Yojana, India Stack, UPI, etc. "To enable more, the scope of documents available in digilocker for individuals will be expanded. An entity digilocker will be used by...
Budget 2023 I FM revamps credit guarantee scheme for MSMEs with Rs 9,000 crore infusion, ET BFSI
Finance minister Nirmala Sitharaman has proposed to revamp the credit guarantee scheme with an infusion of Rs 9,000 crore and a reduction of interest rate by about 1 per cent."The revamped scheme will take effect from 1st April 2023 through the infusion of Rs 9,000...
Top 10 announcements made by Finance Minister, ET BFSI
Hailed by the Finance Minister Nirmala Sitharaman, Prime Minister Narendra Modi, the Union Budget 2023-24 also being called as “Amrit Kaal’s first budget” provides a foundation to fulfil resolve for a developed India.According to many industry leaders, the budget...
Budget 2023 I FM announces savings scheme for women with 7.5% interest rate, deposit sops for seniors, ET BFSI
The finance minister announced a 'Mahila Samman Saving Certificate' with a fixed interest rate of 7.5 per cent for two years in her Budget speech. The deposit can be made in the name of a woman or a girl child. The maximum deposit amount has been kept at Rs 2 lakh and...
Budget 2023 I Life insurance policies’ income with an aggregate premium over Rs 5 lakh to be taxed, ET BFSI
The government has said only those life insurance policies that have an aggregate premium of Rs 5 lakh will be exempt from tax in the new fiscal. "It is proposed to provide that where aggregate of premium for life insurance policies (other than ULIP) issued on or...
Growth-oriented, progressive Budget aimed to boost consumption and inclusion, says Bankers, ET BFSI
The Union Budget 2023 was tabled on Wednesday by the Finance Minister of India. The budget presented by Nirmala Sitharaman attempts an inclusive growth structure for the economy through various measures that are expected to reach the last mile.Bankers say that it is a...
Analysis of Modi 2.0 government in numbers, BFSI News, ET BFSI
(Image: Reuters)Yesterday when the Economic Survey was released, the Chief Economic Advisor-V. Anantha Nageswaran said “India’s economic recovery is now complete, India will perform well this year.”This is a testimony to the fact that all the macroeconomic challenges...
Revamped credit-guarantee scheme to boost sector, new tax regime to uplift purchase power of middle-class: NBFC Leaders, ET BFSI
Nirmala Sitharaman, Union Finance Minister of India delivered a populist Budget on February 01, 2023, keeping all sectors in mind. NBFC leaders believe that it is a capex-heavy budget with an announced 33% increase in capex.They also believe that the income tax...
GIFT IFSC gets a slew of incentives to increase business, ET BFSI
Finance minister Nirmala Sitharaman has announced a slew of measures to enhance business activities in GIFT IFSC (International Financial Services Centre) in Gujarat including delegating powers under the SEZ Act to IFSCA to avoid dual regulation.In the Union Budget...
PSU bank acquirers can amalgamate such banks in five years, ET BFSI
The government has sought to give a boost to divestments in the public sector banks by giving incentives for carrying forward losses of such lenders."To facilitate certain strategic disinvestments, it is proposed to allow carry forward of accumulated losses and...
Finance Minister’s roadmap for a greener economy, ET BFSI
- Navya MenonThe Economic Survey highlighted that India is one of the most vulnerable countries as far as climate change is concerned, despite contributing only 4% to the entire carbon emissions of the world. In 2021, at COP26 held in Glasgow, India pledged to go net...
How the government plans to meet the shortfall in finances, ET BFSI
Heeding the call for fiscal prudence from several quarters, finance minister Nirmala Sitharaman did not resort to populism in an election year and continued on the path of fiscal consolidation in the Union Budget 2023-24.The finance minister has set a fiscal deficit...
Budget points at long-term economic growth target through capex; SOPs to boost consumption: Finance experts, ET BFSI
The Union Budget 2023 was tabled on February 01, 2023 and the industry believes that it is a populist budget. Finance Minister has checked all the boxes while designing the Budget and has addressed every sector equally. Finance experts believe that this year's budget...
Continuity and incremental changes hallmarks of Budget, need to embrace antifragile mindset says SBI report, ET BFSI
The Budget has retained its focus on seven broad areas of inclusive development, last mile connectivity, infrastructure development, employment generation, unleashing potential innovation, green growth and financial sector which mirrors the broad strategy of the last...
Consumption, capex boost in Budget 2023 brings cheer to bankers, ET BFSI
The Union Budget, though does not have direct measures for the banking sector, the measures to boost consumption are likely to benefit the sector, bankers said. "Banks have been enjoying higher credit growth phases over the last six to nine months. The capex...
Higher Capex and increased consumption by NTR to help uplift credit growth: BFSI Leaders, ET BFSI
Union Budget 2023-24 has enlarged the Government's capex by a massive 33 percent, dominated by higher allocations for roads, railways and the interest-free capex loan for the states. Additionally, Finance Minister Nirmala Sitharaman announced a change in income tax...
Private sector likely to see ease in borrowing costs, ET BFSI
India’s private sector may witness reduced borrowing costs as the 10-year bond yield may ease by 30-40 basis points in the next six months following commitment to fiscal consolidation, experts said at a post-budget meeting.The Union Budget 2023-24 pegs the fiscal...
Housing Finance leaders welcome Finance Minister’s enhanced outlay for PMAY, ET BFSI
Finance Minister Nirmala Sitharaman has given a boost to the housing sector through announcement of a 66% hike in the Pradhan Mantri Aawas Yojana (PMAY) outlay to Rs 79,000 crore. She said the government will create Urban Infrastructure Development Fund on the lines...
Impact of New Income Tax Regime on Insurance, BFSI News, ET BFSI
The Union Budget 2023 which was presented by the Finance Minister Nirmala Sitharaman on 1st February has provided a boost to the new income tax regime with a slew of measures to make it more appealing for taxpayers.However, market participants are asking FM Sitharaman...
Incremental CRR to neutralise liquidity surplus, say Economists, ET BFSI
-Riddhima GuptaEconomists express their views on the decisions and developments of the Reserve Bank MPC Meet. They discuss the unchanged policy rates, imposition of the ICCR and its impact on the liquidity in the economy and expectations for inflation &...
Pc, BFSI News, ET BFSI
MADURAI: Even now it is not late for the government to rework on the Union Budget to give some respite to the common people, former Union finance minister P Chidambaram has said. Analyzing the budget at a function organized by Tamil Nadu Chamber of Commerce and...
Pc, BFSI News, ET BFSI
MADURAI: Even now it is not late for the government to rework on the Union Budget to give some respite to the common people, former Union finance minister P Chidambaram has said. Analyzing the budget at a function organized by Tamil Nadu Chamber of Commerce and...