These NPS equity funds have given more than one year benchmark return of over 40%: Check details, ET BFSI

National Pension System (NPS) is an investment cum pension scheme initiated by the Government of India to provide old age security and pension to all citizens of India. The Scheme is regulated by Pension Fund Regulatory and Development Authority (PFRDA).

Under NPS, Subscriber gets the option to open two accounts. A Tier I account is mandatory to open in order to join NPS. Difference between Tier I and Tier II accounts. NPS returns are market-linked. The corpus will be built based on the profits provided by equity, corporate bonds, government securities, and alternative investment funds.

Retirement planning in NPS: You can lose Rs 21 lakh in total monthly income if you buy an annuity plan worth Rs 50 lakh without comparison

NPS offers 4 funds to Subscribers – Equities (E) Corporate Bonds (C) Government Securities (G) and Alternative Investment Funds.

There are two investment options available under NPS:
Active Choice: Subscriber gets the flexibility to choose her own asset allocation across Equity, Corporate Bonds, Government Securities and Alternative Investment Funds. Investment in Equity is restricted to 75% of Contribution amount. However, in Corporate Bonds and Government Securities Subscriber can invest 100% of Contribution amount.
Auto Choice: under this option investment across Equity, Corporate Bonds and Government Securities is done as per the age of the Subscriber as per this chart.

These NPS equity funds have given more returns than one year benchmark return of over 40%.

New NPS investment option: Opportunity to earn higher returns from equity for these investors

The scheme benchmark return of year is 41.19%

UTI PF: 44.81%
Tata PF: 42.91%
Max Life: 40.05%

These NPS equity funds have not matched returns of one year benchmark return

SBIPF: 33.08%
LICPF: 36.30%
ICICI PF: 39.95%
KOTAK PF: 38.41%
HDFC PF: 39.39%
Aditya Birla PF: 37.81%
Axis PF: 39.80%

Returns of HDFC PF, Aditya Birla PF, Tata PF, Max Life PF, Axis PF, DSP PF

Particulars		HDFC PF	Aditya Birla PF	TATA PF	MAX LIFE PF	Axis PF	DSP PF
Assets (Rs in crore)		46,943.19	885.11	1,460.33	390.22	2,085.87	274.51
Scheme Inception Date		1-Aug-2013	9-May-2017	19-Aug-2022	12-Sep-2022	21-Oct-2022	26-Dec-2023
NAV	30-Aug-2024	54.4100	29.2336	16.0975	14.8854	15.1213	12.6617
	52 Week High	54.4100	29.2336	16.0975	14.8854	15.1213	12.6617
	52 Week Low	38.6314	20.8713	11.0884	10.4936	10.6868	9.9113
RETURNS	3 Months	12.16%	12.87%	10.81%	12.47%	13.48%	16.96%
	6 Months	17.96%	17.43%	17.83%	18.67%	19.07%	22.43%
	1 Year	37.67%	36.78%	43.71%	38.81%	38.54%	NA
	2 Years	23.80%	23.95%	27.39%	NA	NA	NA
	3 Years	16.94%	17.75%	NA	NA	NA	NA
	5 Years	20.72%	19.96%	NA	NA	NA	NA
	7 Years	16.04%	15.47%	NA	NA	NA	NA
	10 Years	14.22%	NA	NA	NA	NA	NA
	Since Inception	16.51%	15.79%	26.39%	22.41%	24.89%	26.62%
PORTFOLIO	Top 5 Holdings	HDFC Bank Ltd; ICICI Bank Ltd; Reliance Industries Ltd.; Infosys Ltd; Bharati Airtel Ltd.;	Reliance Industries; ICICI Bank; HDFC Bank; Infosys Limited; Tata Consultancy Services Limited;	Reliance Industry Limited; HDFC Bank Ltd.; ICICI Equity; Larsen and Toubro; Infosys Technologies Limited;	HDFC Bank Limited; Reliance Industries Limited; ICICI Bank Limited; Infosys Limited; NTPC Limited;	HDFC Bank Ltd; Reliance Industries Ltd; ICICI Bank Ltd; Infosys Ltd; Larsen & Toubro Ltd;	HDFC Bank Ltd; ITC Ltd; Kotak Mahindra Bank Ltd; Bajaj Holdings & Investment Ltd; HCL Technologies Ltd;
	Weigtage of Top 5 Holdings%	28.84	26.53	23.59	26.62	24.84	37.66
	Top 3 Sectors	Monetary intermediation of commercial banks, saving banks.; Manufacture of Petroleum Products; Writing , Modifying, Testing of Computer Program.;	Oil & Gas; Bank; IT;	Monetary Intermediation of Commercial Banks, Saving Banks.; Production of Liquid and Gaseous Fuels or Other Products; Writing , Modifying, Testing of Computer Program.;	Banking; Oil and Gas; IT;	Monetary Intermediation of Commercial Banks, Saving Banks.; Production of Liquid and Gaseous Fuels or Other Products; Writing, Modifying, Testing of Computer Program.;	Monetary Intermediation of Commercial Banks, Saving Banks.; Writing , Modifying, Testing of Computer Program; Distribution And Sale of Gaseous Fuels;

* Scheme Returns for more than 01 year are annualised

Returns of SBI PF, LICPF, UTI PF, ICICI PF

Particulars		SBIPF	LICPF	UTIPF	ICICI PF	KOTAK PF
Assets (Rs in crore)		19,603.31	6,130.85	2,732.28	16,993.62	2,598.29
Scheme Inception Date		1-May-2009	23-Jul-2013	21-May-2009	18-May-2009	15-May-2009
NAV	30-Aug-2024	58.7665	45.7607	74.1568	74.3033	68.2258
	52 Week High	58.7665	45.7607	74.1570	74.3033	68.2258
	52 Week Low	42.7679	32.9381	50.4434	51.9615	48.3225
RETURNS	3 Months	10.75%	11.05%	13.94%	11.76%	13.01%
	6 Months	16.01%	16.96%	21.76%	18.06%	18.62%
	1 Year	34.84%	36.25%	44.02%	40.28%	38.87%
	2 Years	22.85%	23.38%	26.79%	25.91%	25.50%
	3 Years	16.52%	17.21%	18.88%	18.41%	18.20%
	5 Years	19.33%	20.28%	21.40%	21.30%	21.11%
	7 Years	15.03%	15.01%	16.30%	16.35%	15.82%
	10 Years	13.21%	12.99%	14.34%	14.01%	14.05%
	Since Inception	12.24%	14.67%	14.00%	14.01%	13.37%
PORTFOLIO	Top 5 Holdings	Reliance Industries Limited; HDFC Bank Limited; ICICI Bank Limited;. Larsen and Toubro Limited; State Bank of India;	Reliance Industries Limited; HDFC Bank Limited; ICICI Bank Limited;. Infosys Technologies Limited; Larsen and Toubro Limited;	ICICI Bank; Reliance Industries; HDFC Bank; Infosys Techonologies; NTPC;	ICICI Bank Limited; HDFC Bank Limited; Infosys Limited; Reliance Industries Limited; Bharti Airtel Limited;	HDFC Bank Ltd ; Reliance Industries Ltd; Infosys Ltd. ; ICICI Bank Ltd.; Bharti Airtel Ltd;
	Weigtage of Top 5 Holdings%	27.50	31.08	26.38	24.76	29.02
	Top 3 Sectors	Monetary intermediation of commercial banks, saving banks.; Manufacture of allopathic pharmaceutical preparations.; Writing, modifying, testing of computer program.;	Monetary intermediation of banks ; Production of liquid & gaseous fuels ; Writing,modifying, test of computer program;	Government Securities; State Development Loans; Monetary intermediation of commercial banks, saving banks.;	Monetary intermediation of commercial banks, saving banks. postal savings; Other credit granting; Writing , modifying, testing of computer program;	Monetary intermediation of commercial bank s; Production of liquid and gaseous fuels.; Writing, modifying, testing of computer program.;