by OverviewFX | Nov 13, 2024 | Budget
Picture this: you’re driving to work and swing by Starbucks to buy your usual Venti mocha with an extra shot. Don’t worry, you funded your “☕ Fancy Coffee” category, so there is zero guilt or second-guessing with this purchase. Just pure mmmm. But later that week,...
by OverviewFX | Nov 7, 2024 | Budget
More than ever before, I feel like I’m under a constant barrage of targeted reminders to buy more stuff. More tech, more kids’ toys, more dog treats, better cars. If I had a dollar for every time I got sucked into a 20-minute review for some cool new piece of tech on...
by OverviewFX | Nov 1, 2024 | Budget
When I started at YNAB back in the bygone days of 2016, I had a pretty standard expectation of what my first day would be like—meet the team, set up my accounts, and get used to the remote work setup. What I didn’t expect was a quick chat with Chance, our head of...
by OverviewFX | Oct 28, 2024 | Budget
Look, you’ve been nailing it. Your YNAB categories are locked down tighter than a drum, your Rule Four buffer is purring like a kitten, and you’ve got your holiday spending plan ready to roll. But then—BAM!—your kid walks in the door, eyes wide, and drops the real...
by OverviewFX | Oct 23, 2024 | Budget
This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. Years ago, I was tasked with creating a concept for an adult summer camp. I called it “Camp Re: Play”—a nod to living life online, and an invitation to rewind to an earlier time of...
by OverviewFX | Oct 18, 2024 | Budget
This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. “Thanks… grandpa.” The extended pause between those two words spoke volumes: I was totally stumped by my birthday gift.I carefully inspected my mint-condition set of U.S. states and...
