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Struggling with Money? Don’t Isolate.

Struggling with Money? Don’t Isolate.

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. ‍Ever have a bad day surrounded by people who seem to be having the best day of their lives? You might feel pressure to share some good news yourself. Let them know that you’re on the up...
When Human Math Beats Real Math

When Human Math Beats Real Math

Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
When Human Math Beats Real Math

When Human Math Beats Real Math

Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
How to Understand “Irrational” Spending Decisions

How to Understand “Irrational” Spending Decisions

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. Buying stuff is easy, understanding why we do it is not. Certain purchases can seem non sequitur: the loner who never invites anyone to his house but builds a bar for entertaining. The...
5 Unexpected Benefits of Using YNAB

5 Unexpected Benefits of Using YNAB

When you start using YNAB for the first time, you expect to get your finances organized, reach some financial goals, and feel better about your money. But there are so many more unexpected benefits that come from working (werking? WORKING!) the YNAB Method. And you...