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When Human Math Beats Real Math

When Human Math Beats Real Math

Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
When Human Math Beats Real Math

When Human Math Beats Real Math

Most of the folks who work here at YNAB know a lot about money. We can lay down a spending plan in two minutes without any help from a calculator or fancy iPhone apps. Many of us can whip up an amortization schedule faster than you can say “interest rate.” So you...
How to Understand “Irrational” Spending Decisions

How to Understand “Irrational” Spending Decisions

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. Buying stuff is easy, understanding why we do it is not. Certain purchases can seem non sequitur: the loner who never invites anyone to his house but builds a bar for entertaining. The...
5 Unexpected Benefits of Using YNAB

5 Unexpected Benefits of Using YNAB

When you start using YNAB for the first time, you expect to get your finances organized, reach some financial goals, and feel better about your money. But there are so many more unexpected benefits that come from working (werking? WORKING!) the YNAB Method. And you...
Designing Dreams: Janna’s Journey from City to Safari

Designing Dreams: Janna’s Journey from City to Safari

“Do what you love, and you’ll never work a day in your life.” This timeless saying sounds good in theory, but how often do we pause and reflect on what it would actually look like to design a life that aligns with our passions? Moving from the hustle of LA to...