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Can You Pay Me Back? How to Handle Money with Friends

Can You Pay Me Back? How to Handle Money with Friends

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. There’s a phrase that doesn’t quite roll off the tongue: “Can you pay me back?”Even a text message can feel hard to craft when asking about money is involved.Hey! [Subtext: I am speaking in...
4 Reasons Why You Really Ought to Keep the Change

4 Reasons Why You Really Ought to Keep the Change

We live in an interesting time. On one hand, we’re reminded to be mindful, to slow down, to live intentionally. On the other hand, the automated life is increasingly gaining traction—from self-regulating thermostats and cars that drive themselves, to apps that can...
20 Reasons I Love YNAB

20 Reasons I Love YNAB

At first, when I was asked to write this list of 20 reasons I love YNAB, I was a little hesitant. That’s a whole lotta reasons… But, I should’ve known better. As I wrote, they just kept on coming. You see, YNAB has changed my financial wellbeing—profoundly. And I’m...
How to Get Back on Track with YNAB

How to Get Back on Track with YNAB

I’m just going to come right out and admit it: I’m bad at budgeting. And vacuuming. And putting away laundry. Maybe most of adulthood, actually? I didn’t expect to be facing such hard truths when I sat down to write this. Anyway, my intent is always good. I’ve tried...
Where is the Money Going to Come From?

Where is the Money Going to Come From?

Have you ever had a financial year from h-e-double-hockey-sticks? Everything that can go wrong seems to be going wrong in the worst possible ways… and all at the same time. I’m in one of those years right now. I recently discovered I miscalculated my tax withholding,...