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What is a Fixed Expense?

What is a Fixed Expense?

Ah, fixed expenses. They’re like old friends. They’re reliable, predictable—you can always count on them to be there. Expensive friends, a lot of the time. Friends you’re not necessarily happy to see. Friends you wouldn’t miss if they suddenly disappeared. Friends...
YNAB Coaches: A Personal Trainer for Your Finances

YNAB Coaches: A Personal Trainer for Your Finances

A year ago, I developed some pain in my right shoulder. (Hang with me—I’m going to tie this to personal finance, I promise.) I figured I pulled a muscle so I tried some over the counter pain meds, but it just kept getting worse. I finally went to my doctor who said it...
How to Craft a Simple Weekly Spending Template

How to Craft a Simple Weekly Spending Template

Ready to create a simple budget template and take control of your money? In this article we’ll take you step-by-step through the process of making a budget plan that meets your needs while keeping your financial goals in sight. For the hands-on users, you’ll find a...
Now Hiring: Humbly Confident Director of Product

Now Hiring: Humbly Confident Director of Product

About Us and Why We’re HiringWe’re YNAB (“why-nab”), a financial education company with a budgeting app. We teach Four Rules that create a new relationship with money—one where you love how you spend and celebrate how you save. For more than a decade, people have been...
How to Choose a Money Management Strategy

How to Choose a Money Management Strategy

After years of living in Los Angeles—land of opportunity and sticker shock—my budgeting strategy of hiding from my bank account wasn’t working. I over-prioritized my love for shopping and travel, and under-prioritized my long term financial goals. It was a decade of...