by OverviewFX | Dec 11, 2024 | Budget
Those of you who keep a dictionary within arm’s reach may have noticed a troubling development across YNAB: we made up a word. (Come at us, Webster!) We have only one defense: it doesn’t feel like we made up spendfulness, it feels like we found it.The story of...
by OverviewFX | Dec 11, 2024 | Budget
I started using YNAB in the summer of 2006, right after adding up a mountain of debt from a recent home renovation. I needed something—anything—to help me dig out of that hole. What hooked me was that this method wasn’t just about numbers; it was about principles....
by OverviewFX | Nov 27, 2024 | Budget
This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. What ADHD educator Brendan Mahan calls “The Wall of Awful” often begins something like this: You come home from school, set down your bag, and there’s some invisible, magnetic...
by OverviewFX | Nov 21, 2024 | Budget
This post is part of YNAB’s 20th Anniversary series. Cheers to 20 Years!When I taught YNAB workshops, I often said, “When you look at your spending plan, you should see your life reflected back at you.” After all, this is your money—it should align with your...
by OverviewFX | Nov 13, 2024 | Budget
Picture this: you’re driving to work and swing by Starbucks to buy your usual Venti mocha with an extra shot. Don’t worry, you funded your “☕ Fancy Coffee” category, so there is zero guilt or second-guessing with this purchase. Just pure mmmm. But later that week,...
by OverviewFX | Nov 7, 2024 | Budget
More than ever before, I feel like I’m under a constant barrage of targeted reminders to buy more stuff. More tech, more kids’ toys, more dog treats, better cars. If I had a dollar for every time I got sucked into a 20-minute review for some cool new piece of tech on...
