by OverviewFX | Dec 29, 2024 | Budget
Ever feel like a habit has more control over your wallet than you do? Simone did. Smoking started as a casual thing, but before long, it was burning through his budget. Every pack of cigarettes wasn’t just costing him money; it was robbing him of the things he...
by OverviewFX | Dec 27, 2024 | Budget
I spent a month of this year with severe vertigo. Lights out. On bed rest. Completely disconnected from the outer world. My brain was trapped on a boat inside a fun house while strapped to a trampoline. It truly sucked.But you know what made it suck a little less?...
by OverviewFX | Dec 27, 2024 | Budget
This apartment felt so luxurious six years ago. We moved in when we were 23—I was a server at a restaurant, and my partner was a full-time master’s student. It has a backyard, is on a quiet residential street surrounded by beautiful parks, and is within walking...
by OverviewFX | Dec 19, 2024 | Budget
This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. There’s an old game where children roll a big wooden hoop and whack it with a stick to keep it moving. I know this because one summer I took a break from playing NBA Jam to attend...
by OverviewFX | Dec 11, 2024 | Budget
Those of you who keep a dictionary within arm’s reach may have noticed a troubling development across YNAB: we made up a word. (Come at us, Webster!) We have only one defense: it doesn’t feel like we made up spendfulness, it feels like we found it.The story of...
by OverviewFX | Dec 11, 2024 | Budget
I started using YNAB in the summer of 2006, right after adding up a mountain of debt from a recent home renovation. I needed something—anything—to help me dig out of that hole. What hooked me was that this method wasn’t just about numbers; it was about principles....
