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What It’s Like to Work at YNAB

What It’s Like to Work at YNAB

When I started at YNAB back in the bygone days of 2016, I had a pretty standard expectation of what my first day would be like—meet the team, set up my accounts, and get used to the remote work setup. What I didn’t expect was a quick chat with Chance, our head of...
Memories Deliver the Highest ROI

Memories Deliver the Highest ROI

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. Years ago, I was tasked with creating a concept for an adult summer camp. I called it “Camp Re: Play”—a nod to living life online, and an invitation to rewind to an earlier time of...
An Early Taste of the Daily Grind

An Early Taste of the Daily Grind

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. “Thanks… grandpa.” The extended pause between those two words spoke volumes: I was totally stumped by my birthday gift.I carefully inspected my mint-condition set of U.S. states and...
How to Quit Should’ing on Yourself About Spending

How to Quit Should’ing on Yourself About Spending

This post is adapted from YNAB’s twice-monthly newsletter, Loose Change. There’s an old quote that gets passed around Stoic communities by Blaise Pascal, “All of humanity’s problems stem from man’s inability to sit quietly in a room alone.” Though this idea has...
20 Fun Facts to Celebrate 20 Years of YNAB

20 Fun Facts to Celebrate 20 Years of YNAB

Twenty years ago, Jesse Mecham created a teensy spreadsheet to help make rent and graduate college debt-free. That little side project sparked something much bigger: a global movement, challenging centuries of financial misconceptions and transforming money from a...