HDFC Bank is undergoing an essential system maintenance due to which UPI services will not be available for three hours on August 10, 2024. The bank sent an email to customers informing them about this scheduled downtime for UPI services.
Here is a look at the timings of the scheduled UPI downtime and the services you will not be able to use.
When is the HDFC Bank scheduled UPI downtime
As per the email communication, on August 10, 2024 from 02:30 AM IST to 05:30 AM IST (3 hours), UPI services will not be available.During this period, please note the following:
- Financial and non-financial transactions for HDFC Bank Current & Savings Account (CASA) holders will be unavailable.
- Financial and non-financial transactions on HDFC Bank Mobile Banking app, Gpay, WhatsApp Pay, PayTM, Shriram Finance and Mobikwik linked to HDFC Bank account will be unavailable.
What is the UPI limit in HDFC Bank
P2P (Person to Person) limit is Rs 1 Lakh or 20 Transactions which is calculated on 24 hours basis.
Important FAQs on UPI, according to the HDFC Bank website.
What is UPI?
Unified Payment Interface (UPI) is a smartphone enabled fund transfer for participating bank customers to pay/ receive money using a unique UPI ID
How long does it take for the money to get credited into the beneficiary account?
For successful transactions, funds get credited into the beneficiary’s account instantaneously.
Do I need to register for UPI facility?
Yes, you can register for UPI through the HDFC Banking MobileBanking App available on Google Playstore & iOS.
What is UPI ID?
UPI ID is an id which is uniquely linked to your bank account and can be used to send or receive payments through UPI.
For e.g. abc@hdfcbank where “abc” can be your mobile number.
Can I register for UPI without seeding my mobile no. in the bank account?
No, UPI ID are linked to your registered mobile no. in the bank account.
Can I send money to someone who is not registered on UPI?
Yes. Payment can be made via IFSC/ Account number or MMID/ Mobile number of the beneficiary.
Can I put a stop payment request for funds transferred by UPI?
No, once payment is initiated, it cannot be stopped.
How can I raise a dispute for a particular UPI transaction?
You can go to ‘Transaction History’ and click on ‘Raise Dispute’ option & select the dispute type
Can I transfer money abroad using UPI?
No, you cannot transfer money abroad through this option
Can I link my NRE/NRO Account under UPI?
Yes, you can link the NRE/NRO account on UPI however the registered mobile number must be from an Indian service provider & without the prefix 91.
Can I de-active/ de-register from UPI?
HDFC Bank customers can Go to the ‘UPI Payments’ option in their MobileBanking App > Click on ‘View Profile’ > Click on ‘De-register’
Please note : Once the UPI ID is de-registered the same UPI ID cannot be retrieved or re-used.
