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Growing up in a low-income family can significantly shape a person’s behaviors and habits into adulthood.

This isn’t about stereotyping, but acknowledging that financial circumstances often drive certain behavioral adaptations.

In fact, there are seven common behaviors that we often see in adults who grew up in financially constrained households.

Let me walk you through these behaviors. This isn’t meant to box anyone in, but to shed light on how our upbringing can influence our adult lives.

Let’s get started.

1) Budget-conscious

Growing up in a low-income family often necessitates becoming adept at budgeting and saving from a young age.

These individuals have likely witnessed the struggles of their parents trying to make ends meet. This experience can ingrain a deep sense of financial responsibility and pragmatism.

As adults, these individuals are usually characterized by careful spending habits and a knack for stretching dollars. They’re often the ones planning meals around sales at the grocery store or repairing items instead of replacing them.

This isn’t about being cheap, but rather about being resourceful and cautious with money. It’s a trait that can actually be very beneficial in today’s consumer-driven society.

2) Value experiences over material possessions

When growing up, my family didn’t have a lot of money to spare. We rarely had the latest gadgets or designer clothes. But what we lacked in material wealth, we more than made up for in rich experiences.

My parents always emphasized the importance of spending time together as a family and creating lasting memories. We would have picnics in the park, go on nature hikes, or play board games together.

As an adult, I’ve noticed that I value experiences over material possessions. I’d rather invest in a trip or a fun activity than buy the newest iPhone or a high-end car.

This isn’t to say that all individuals from low-income families feel this way — everyone is different. But it’s common to find a greater appreciation for experiences and relationships among those who didn’t grow up with a lot of material wealth.

3) Strong work ethic

Individuals from low-income families often develop a strong work ethic early on. Sometimes, they might have to contribute to the family income, take care of younger siblings, or help with household chores.

This early introduction to responsibility can translate into a tenacity and dedication in their professional lives. According to a study published in the Journal of Poverty, adults who grew up in low-income families are more likely to be employed and work longer hours compared to those from more financially stable backgrounds.

Again, this is not a rule, but a trend. It shows how challenging circumstances can foster resilience and determination.

4) Empathy and understanding

Growing up with less can often lead to a greater understanding of and empathy for others who face similar struggles.

Such individuals may have experienced first-hand what it’s like to go without, and this can instill a deep sense of compassion. They typically show empathy towards others who are facing financial struggles and might be more inclined to help those in need.

This is not to imply that people from wealthier backgrounds lack empathy, but rather to highlight that personal experiences with financial hardship can often heighten understanding and compassion towards others in similar situations.

5) Appreciation for simple pleasures

There’s a particular joy in making the most of what you have. I remember growing up, we didn’t always have the means for fancy outings or expensive toys. But my siblings and I could spend hours playing with a deck of cards or making up stories with our old stuffed animals.

As adults, we’ve carried this ability to find joy in simple things. A beautiful sunset, a homemade meal, or a good book can bring immense pleasure. It’s not about the price tag, but about the joy and contentment these simple pleasures bring.

This deep appreciation for life’s simple pleasures is often found in individuals who grew up in low-income families. Of course, everyone’s experiences are different, but this is a common thread that I’ve noticed.

6) Resilience

Experiencing financial hardships from a young age can often breed resilience. These individuals may have faced numerous challenges and adversities growing up, which required them to adapt and persevere.

As adults, this resilience often translates into an ability to handle stress, overcome obstacles, and bounce back from setbacks more effectively. They are often problem-solvers, innovators, and survivors, who can turn a difficult situation into an opportunity for growth.

7) Value of education

Individuals who grew up in low-income families often understand the power of education. They see it as a key to breaking the cycle of poverty and opening doors to better opportunities.

Many are driven to excel acadically and pursue higher education, viewing it as a stepping stone towards financial stability. This deep appreciation for learning can set them up for success in their personal and professional lives.

Education is seen not just as a means to an end, but as a valuable asset in itself.

Final reflections: It’s about adaptation

The behaviors we’ve discussed are born out of necessity and adaptation. Growing up in a low-income family often requires the development of certain skills and attitudes in order to manage difficult circumstances.

Remember, these behaviors are not limitations, but rather adaptations that can help individuals navigate life more effectively. They can foster resilience, empathy, resourcefulness, and a strong work ethic—traits that are valuable in any context.

A quote from psychologist Carl Rogers comes to mind: “The only person who is educated is the one who has learned how to learn and change.” These behaviors reflect individuals who have learned, adapted, and grown from their circumstances.

Reflect on this as you consider the power of upbringing and its lasting impact on our adult lives.

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