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The UK Financial Services Compensation Scheme (FSCS) has confirmed that 12 firms were declared in default in February and March 2024.

The firms listed below have gone out of business and are unable to meet any claims themselves:

  • Pension Advice Specialists Limited, trading as Ashworth Wealth (FRN 792927), Marshall House, 2 Park Avenue, Sale, M33 6HE
  • Abbey Lane Financial Associates Limited (FRN 649170) 15 Chapel Street, Woodhouse, Sheffield, S13 7JL
  • Aqua Financial Services Limited, formerly Aqua IFA Limited (FRN 228652), Kingsley Hall, 20 Bailey Lane, M90 4AN
  • Strategic Investment Solutions Limited, formerly Cobco (291) Limited trading as Denton Mortgages & Loans (FRN 230902), 55-57 Wilmslow Road, Handforth, Cheshire, SK9 3EN
  • Fresh Financial Solutions LLP (FRN 471129), Scottish Provident House, 7 Donegall Square West, Belfast, Northern Ireland, BT1 6JH
  • A.P. Financial Services UK Limited, trading as Pella Associates, GW Financial Planning Services (FRN 218973), Unit 2, Uffcott Farm, Wiltshire, SN4 9NB
  • Hartley Pensions Limited (FRN 735936), 26 Grosvenor Street, London W1K 4QW
  • Frodsham Financial Planning Limited, formerly Tom Carroll Associates Financial Planning Limited (FRN 214554), 818 Manchester Road, Castleton, Rochdale, OL11 3AW
  • Sterling Green Limited, trading as Sterling Green Loans, beyondcomparison (FRN 469956), Grosvenor House, 3 Chapel Street, Congleton, CW12 4AB
  • Abana Unipessoal Lda, formerly Abana Lda (FRN 597069), Avenida 25 de Abril 1011, N.º 50, Cascais, 2750515, Portugal
  • Blankstone Sington Limited, trading as BS CFDs (FRN 143694), Walker House Exchange Flags Liverpool L2 3YL
  • Dial4aloan Limited (FRN 305186), Mere Way, Ruddington Fields Business Park, Ruddington, Nottingham, NG11 6NZ

Customers who may be owed money by these firms can see how they’re protected by visiting the FSCS website at

If a regulated financial firm is no longer trading and cannot pay a customer’s claim, FSCS can step in to pay compensation.

FSCS is independent and its service is free to customers. Its protection covers money held in bank, building society and credit union accounts. FSCS also protects pensions, financial advice, insurance, investments, mortgage advice and arranging, debt management and funeral plans.

Visit if you wish to make a claim with FSCS against any of these firms.

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